Guaranteed Lowest Finance Rates

We compare 100 different products to bring you the best rates possible.

All credit circumstances considered.

We can help you to obtain a car loan even if you have bad credit, or have been refused in the past.

Very High Approval Rates

With our comprehensive list of products we are able to find packages tailored to your needs.

No Deposit Required

In most cases we're able to secure financing without costly deposits.


Customer testimonials


Excellent service from start to finished. Was given a excellent finance advisor who looked after me through the whole process would recommend these guys to anyone who is looking for hassle free car finance. Was told from the start how the process would be, and happened exactly how I was informed.


I would recommend this company as their customer service is brilliant and very helpful. I am very pleased with everything. From start to finish you have one advisor who help you every step of the way with phone calls and email even helping with the forms.


The advisor was amazing. Very helpful and nothing was a problem, he made the whole thing great. Highly recommend! Thank you.


Thanks for a quick friendly service after registering within the 2 weeks I have new car. Highly recommend the agent, he was a great help through the whole process.

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Frequently Asked Questions

What credit score do I need to be approved for car credit?

We have helped people with lower scores in the past. We can't guarantee an approval at this stage but we do have lenders on our panel that help people with recent missed payments. Please make an application when you're ready as I'm reasonably confident that we can get you accepted with one of our panel of lenders.

We're on benefits and have bad credit. Can we get a car loan?

The good news is that we do have a handful of lenders that will consider helping people who have bad credit and are on benefits get car finance. As long as you have a UK licence and can prove your benefit income with bank statements we could potentially help. If you're on the electoral roll (not mandatory) this would help too. Simply make an application and once approved, we'll provide you with a no obligation quote. You can then choose a car from any reputable dealer.

I have a bad credit rating but i need to buy a motorbike to commute to work on. Is finance available for motorbikes instead of cars as well?

yes motorbike finance is available and we have a few lenders who help people get approved when they have bad credit. We obviously can't guarantee an approval at this stage though. Have you seen a motorbike you wish to purchase and if so do you have any deposit? As long as you have a UK licence, 3 months payslips and some current active credit (bank account, contract mobile phone, loan, store/credit card etc) we may be able to help. Please make an application when you're ready and when approved you can get a bike from any dealer.

I have a very bad credit rating including several CCJs and have not been at my address for very long. However, I have not had any CCJ's for the last 7 months and am now in a steady job - can you help?

There is a possibility we can help get you accepted as we have many lenders on our panel who help people with CCJ's. As long as you have a UK licence and can prove your income that'd obviously help our chances. Lenders do like to see intent to pay off any defaults / CCJs etc - so if you are beginning to make inroads on that front, and register your name at your current address on the electoral roll, we should be able to get you approved for a car loan. Alternatively, we may be able to get an approval easier if you have a guarantor / joint applicant who has a better credit history than yourself - is this possible? Either way please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer in the UK

I am in the 2nd year of an IVA and currently in need of car finance. My IP has given me approval to get finance within a budget of £100 - £200 per month, is this something you can help with?

he budget that you have isn't a problem at all. We can get you into a good car for £150 to £200 per month - in fact once approved you can choose a car from any dealer in the UK. As we have access to the vast majority of car loan lenders in the UK we are in the position of dealing with a handful that help people in IVA's get car finance so there's a good chance we can help - especially as you have consent from your IP. The best thing to do is make an application and we'll try our hardest to get you approved. Once accepted we do provide a no obligation quote too.

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Between our easy application process, 100's of products, and FREE, no obligation quotes, there's plenty of reason to try us out.